Car breakdowns are expensive. Being covered isn't.
CoverageX is vehicle service protection that pays the shop directly when something breaks — so a major repair costs you $0 out-of-pocket. Real humans, any certified shop, all 50 states.
- $0 covered repairs
- Price locked for life
- 30-day money-back
Major components covered
- Engine
- Transmission
- A/C
- Electrical
- Suspension
- Drive axle
- Fuel system
- Cooling
- Brakes
- Steering
Why drivers nationwide trust CoverageX
Plain promises, no fine-print surprises. Here's exactly what your protection does.
We pay the shop directly
No reimbursement forms, no waiting for a check. We settle covered repairs straight with the shop.
Your price is locked for life
The rate you lock in today never goes up for as long as you keep your plan.
Any certified shop, all 50 states
Use the dealer or the trusted mechanic you already know — coverage travels with you.
Roadside & rental included
Tow, jump-start, lockout and a rental car while your vehicle is in the shop.
Real humans, 24/7
Call any hour and reach a person who can actually help — not a phone tree.
30-day money-back
Try CoverageX risk-free. Not for you in the first 30 days? Get a full refund.
Covered in three simple steps
Tell us about your vehicle
Year, make, model and mileage — about a minute, no obligation.
Lock in your protected price
A real specialist confirms your plan and your for-life rate.
Drive covered, repair for $0
Breakdown? Visit any certified shop and we pay them directly.
Real reviews from real members
Verified Google reviews from drivers and shops who've used their coverage.
“Tevone Hall was an absolute joy to work with — accommodating and he really listened to me. I only had to use the policy once, but it was definitely worth having.”
“As an auto shop manager in Brooklyn NY, I found the process very easy. Robert and Nathanal helped me every step of the way.”
“Phil Joseph and Michael Graham were great — they really listened to my questions about the coverage. Clear English, just a good experience.”
Get your free quote in about a minute
Join 500,000+ protected drivers. No obligation, no pressure — just your for-life price and a real human if you have questions.
- We pay the shop directly — $0 on covered repairs
- Price locked for life from the day you enroll
- Any certified shop in all 50 states
- 30-day money-back guarantee
Questions, answered
Is CoverageX auto insurance?
No. CoverageX is a vehicle service contract — extended protection that covers the cost of mechanical breakdowns. It is not auto insurance.
Can I use my own mechanic?
Yes. Use any certified repair shop in all 50 states, including the dealer. We pay the shop directly for covered repairs.
Will my price go up over time?
No. The rate you lock in today stays the same for as long as you keep your plan — it is protected for life.
What if I change my mind?
Every plan comes with a 30-day money-back guarantee. If it is not right for you, get a full refund — no questions.