Guided 3-step flow · takes about 60 seconds

Get your car covered in 3 simple steps

A surprise breakdown shouldn't mean a surprise bill. Lock in vehicle protection now and we'll pay the shop directly when something goes wrong — no reimbursement forms, no phone trees.

No credit check · No obligation · 30-day money-back guarantee

How it works

Three short steps. We chunked it down on purpose — so you always know exactly where you are and what comes next.

  1. Step 1

    Tell us about your car

    Year, make, model and mileage — that's it. No long questionnaire, no credit pull, no obligation. Just the basics so we can match you to the right plan.

    • Takes about 60 seconds
    • No credit check
    • Your info stays private
  2. Step 2

    See your locked-in price

    We show your plan and price up front — coverage, any waiting period, and your monthly number, all before you commit. The price you lock is the price for life.

    • Price locked for life
    • Clear terms, no surprises
    • Real humans, 24/7
  3. Step 3

    Drive covered

    A breakdown happens — you take your car to any certified shop in all 50 states. We pay the shop directly, so it's $0 out-of-pocket on covered repairs. Roadside and rental included.

    • We pay the shop directly
    • Any certified shop, 50 states
    • Roadside + rental included

Major systems your plan can cover

Engine·Transmission·A/C·Electrical·Suspension·Drive axle·Fuel system·Cooling·Brakes·Steering·Engine·Transmission·A/C·Electrical·Suspension·Drive axle·Fuel system·Cooling·Brakes·Steering·

Why drivers trust CoverageX

500K+
vehicles protected
$0
out-of-pocket on covered repairs
24/7
real humans, no phone trees
50
states, any certified shop

Common questions

Is this the same as my regular auto policy?

No. CoverageX is a vehicle service contract — extended protection for mechanical breakdowns. It works alongside your existing auto policy, not instead of it.

How do repairs get paid?

We pay the certified shop directly. There are no reimbursement forms to chase — covered repairs are $0 out-of-pocket for you.

What if I change my mind?

Every plan comes with a 30-day money-back guarantee. If it's not right for you, you get a full refund — no hassle.

Can I use my own mechanic?

Yes. Take your vehicle to any certified repair shop in all 50 states. Roadside assistance and a rental car are included while yours is in the shop.

Step 1 of 3

Start with your vehicle

Tell us about your car and we'll lock in your price. Takes about 60 seconds — no obligation.

Step 1 — Your vehicle

Just the basics. No credit check, no obligation.

🔒 Encrypted & secure. Consent is not a condition of purchase. No purchase necessary.

What drivers say

Tevone Hall was an absolute joy to work with — accommodating and he really listened to me. I only had to use the policy once, but it was definitely worth having.
Kathy D.Verified Google review · Local Guide
As an auto shop manager in Brooklyn NY, I found the process very easy. Robert and Nathanal helped me every step of the way.
Bay DiagnosticVerified Google review · Brooklyn, NY
Phil Joseph and Michael Graham were great — they really listened to my questions about the coverage. Clear English, just a good experience.
Daniel T.Verified Google review