One breakdown shouldn't cost you a month's pay.
CoverageX is vehicle service protection that covers the repair, pays the shop directly, and locks your price for life. Get a free quote in about a minute.
Get my free quote →No obligation · 30-day money-back guarantee
Coverage built for the big repairs
What you actually get
Coverage that shows up the moment something goes wrong.
We pay the shop directly
No reimbursement forms, no waiting for a check. On a covered repair, we settle with the shop so you walk out without the bill.
Your price is locked for life
The rate you lock in today is the rate you keep. It never climbs as your car ages or as you file claims.
Real humans, 24/7
Break down at 2am? A real person answers, gets you help, and stays on the line. No phone trees, no chatbots.
Roadside + rental included
Towing, lockout, and a rental while your car is in the shop are built in. You keep moving while we handle the repair.
How it works
Tell us about your car
Year, make, model, and mileage. About a minute, no obligation.
Lock your price
We show your plan and price up front. The rate you see is the rate you keep — for life.
Drive covered
Take a covered breakdown to any certified shop nationwide. We pay them directly.
Questions, answered
Is CoverageX car insurance?
No. CoverageX is a vehicle service contract — extended protection for mechanical breakdowns. It covers repairs to parts that wear out and fail, which standard auto insurance does not.
Which shop can I use?
Any certified repair shop in all 50 states. You are never locked into one location, and we pay the shop directly on covered repairs.
What does it cost me when something breaks?
On a covered repair, your out-of-pocket is $0 beyond any deductible defined in your plan. We settle the repair bill with the shop directly.
Can I change my mind?
Yes. Every plan comes with a 30-day money-back guarantee. If it is not right for you, you get a full refund within the first 30 days.
Will my price go up over time?
No. Your price is locked for life. It will not rise as your vehicle ages or after you use your coverage.
Get your free quote
Drivers who switched
“Tevone Hall was an absolute joy to work with — accommodating and he really listened to me. I only had to use the policy once, but it was definitely worth having.”
“As an auto shop manager in Brooklyn NY, I found the process very easy. Robert and Nathanal helped me every step of the way.”
“Phil Joseph and Michael Graham were great — they really listened to my questions about the coverage. Clear English, just a good experience.”