500K+ vehicles protected
One breakdown shouldn't cost you thousands.
CoverageX is vehicle service protection that pays the certified shop directly — so a blown transmission means a phone call, not a $5,000 bill. Price locked for life. Real humans 24/7.
Takes about a minute · No obligation · $0 to start
Covered components include
Built so a repair never wrecks your month.
No reimbursement runaround. No fine-print surprises. Just protection that does what it says.
We pay the shop directly
No reimbursement forms, no waiting for a check. When a covered repair is approved, we pay the certified shop directly so you walk out with $0 out-of-pocket.
Your price is locked for life
The rate you lock in today is the rate you keep. It never climbs as your vehicle ages or after you file a covered claim.
Real humans, 24/7
Break down at 2 a.m.? A real person answers — no phone trees, no bots. Roadside assistance and a rental car are included while your car is in the shop.
Any certified shop, all 50 states
Keep your trusted mechanic. Coverage works at any certified repair shop nationwide, plus a 30-day money-back guarantee if you change your mind.
How it works
Three steps. No payment up front, no obligation.
Tell us about your car
Share your vehicle and a few details. It takes about a minute — no obligation, no payment up front.
Get a plan and a locked price
We match you to a protection plan and show your coverage, price, and any waiting period before you decide.
Drive covered
If a covered part fails, take it to any certified shop. We pay them directly and you owe $0 on the repair.
Covered vs. paying out of pocket
| What happens when a part fails | With CoverageX | On your own |
|---|---|---|
| Pays the certified shop directly | Yes | No |
| Price locked for the life of the plan | Yes | No |
| Roadside + rental car included | Yes | No |
| Real humans answer 24/7 | Yes | No |
| Surprise bill after a breakdown | No | Yes |
By the numbers
- vehicles protected
- 500K+vehicles protected
- out-of-pocket on covered repairs
- $0out-of-pocket on covered repairs
- real humans on call
- 24/7real humans on call
- states, any certified shop
- 50states, any certified shop
Questions, answered
Is CoverageX car insurance?
No. CoverageX is a vehicle service contract — extended protection for mechanical breakdowns. It is not auto insurance. Your coverage, pricing, and any waiting period are defined in your plan and shown before you enroll.
How do I pay for a covered repair?
You don't front the cost. Take your vehicle to any certified shop. Once the covered repair is approved, we pay the shop directly, so your out-of-pocket cost on covered work is $0.
Can I keep my own mechanic?
Yes. Coverage works at any certified repair shop in all 50 states, so you can stay with the mechanic you already trust.
What if I change my mind?
Every plan comes with a 30-day money-back guarantee. If it isn't right for you, cancel within 30 days for a full refund.
Get your free quote in about a minute.
See your coverage and a price that's locked for life — before you commit to anything. No payment up front. Consent is not a condition of purchase.
- We pay the certified shop directly
- Roadside assistance + rental included
- 30-day money-back guarantee
What drivers say
“Tevone Hall was an absolute joy to work with — accommodating and he really listened to me. I only had to use the policy once, but it was definitely worth having.”
Kathy D.Verified Google review · Local Guide “As an auto shop manager in Brooklyn NY, I found the process very easy. Robert and Nathanal helped me every step of the way.”
Bay DiagnosticVerified Google review · Brooklyn, NY “Phil Joseph and Michael Graham were great — they really listened to my questions about the coverage. Clear English, just a good experience.”
Daniel T.Verified Google review